I’m excited to share that I’ve been approved as a high-level Independent Sales Organization (ISO) working directly under a major bank. In plain English, that means I now have wholesale access to credit-card processing at just 0.05 % above interchange—and I can pass that power (and profit) on to others.
Why This Matters
- Ultra-Low Wholesale Rate (0.05 %)
• The bank’s bare-bones cost is my baseline.
• Anything a merchant pays above 0.05 % becomes pure commission that we split with our sales force and partners. - True Residual Income
• Commissions are paid every month for the life of each merchant account.
• Close one client today, keep getting paid tomorrow, next year, and beyond. - Scalable Team Model
• Sales Agents who do the full sales cycle—prospect, pitch, close—earn up to 85 % of the monthly processing commission.
• Affiliate Partners who simply refer warm leads earn a healthy up to 60 %—no selling required.
Quick Primer: What Are Credit-Card Processing Commissions?
When a business accepts a card payment, several microscopic fees add up: interchange (Visa/MC), assessment (the card network), and the processor’s margin. ISOs negotiate that processor margin.
- Example:
- Wholesale cost: 0.05 %
- Merchant rate: 0.45 %
- Processor margin: 0.40 %
- That 0.40 % becomes the commission pool we share. The larger (or more active) the merchant, the more dollars that percentage translates into each month.
Because the underlying interchange fees are fixed by the networks, our wholesale deal at 0.05 % leaves plenty of room for competitive pricing and healthy residuals.
Who Should Reach Out?
- Seasoned payment pros who want bigger splits without extra hoops.
- Consultants, accountants, IT providers, web-dev agencies—anyone with trusted business connections.
- Entrepreneurs & side-hustlers looking for a recurring-revenue stream.
What You’ll Get
| Role | Commission Split | Hands-On Selling? | Payout Frequency |
|---|---|---|---|
| Sales Agent | Up to 85 % | Yes | Monthly residuals |
| Affiliate Partner | Up to 60 % | No (just refer) | Monthly residuals |
No quotas, no territories, and full transparency on every statement.
Ready to Add a Lifelong Revenue Stream?
Click here to become a Partner
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